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The Universal Merchant Bank (UMB), is a Ghanaian financial institution headquartered in Accra that provides commercial and retail banking services across Ghana.[2]

History

The bank was established on 15 March 1972, the Universal Merchant Bank began its operations as a merchant bank. Over time, the institution expanded its services to encompass retail banking, following the acquisition of a universal banking license in 2005.[3]

Branch Network

The bank’s headquarters is situated in the capital city of Ghana, Accra. It operates through various branches and subsidiary entities across multiple locations:[4]

  1. Head office – Located at the SSNIT Emporium Building on Liberation Road, Airport City, Accra
  2. Abeka UMB Branch – Situated at Opsem House, opposite the SSNIT Building
  3. Abossey Okai Branch – Adjacent to the former Fan Milk depot
  4. Achimota Branch – Positioned at Mile 7 Junction, in close proximity to the Goil Filling Station
  5. Adabraka Branch – Found at 123 Sethi Plaza, near the Adabraka Police Station
  6. Airport City Branch – Located on Liberation Road within the SSNIT Emporium Building, Airport City
  7. East Legon Branch – Near the East Legon Restaurant
  8. Junction Mall Branch – Within the premises of Junction Mall, Nungua
  9. Kaneshie Branch – Situated near Hansonic Junction, Fisherman House
  10. Labone Branch – Found at 9 Ndebaninge Road, opposite Labone Secondary School

References

  1. ^ “UMB appoints new CEO”. Daily Graphic. Accra, Ghana. 23 April 2025.
  2. ^ “Supreme Court upholds UMB’s dismissal of former MD, Peter Illiasu over unauthorised transactions”. The Multimedia Group. 4 February 2025.
  3. ^ “Overview”. www.myumbbank.com/. myumbbank. Retrieved 14 February 2015.
  4. ^ “Universal Merchant Bank branches and contacts”. 15 August 2018.